Stacks Image 374
VA Loans for Military Personnel have no limit. If you want to search by zip code, use the map on the right to choose them.

For more details on the VA loan option and your eligibility, see below. OR, check out some of these neighborhoods:

Veteran's Resources
(Valley Medical Services, etc.)
(Put your mouse over the red dots for info.)

Ask Us

We have experts at VA financings and all things Military when it comes to buying or selling a home. Contact us today!
Which area would you like to learn more about?
Thank you! Your submission was successfully sent :-)×
Oops! Something went wrong... Your submission did not go through :-(×
From the VA website:

You must have satisfactory credit, sufficient income, and a valid 
Certificate of Eligibility (COE) to be eligible for a VA-guaranteed home loan. The home must be for your own personal occupancy. The eligibility requirements to obtain a COE are listed below for Servicemembers and Veterans, spouses, and other eligible beneficiaries.
VA home loans can be used to:
  • Buy a home, a condominium unit in a VA-approved project
  • Build a home
  • Simultaneously purchase and improve a home
  • Improve a home by installing energy-related features or making energy efficient improvements
  • Buy a manufactured home and/or lot
  • To refinance an existing VA-guaranteed or direct loan for the purpose of a lower interest rate
  • To refinance an existing mortgage loan or other indebtedness secured by a lien of record on a residence owned and occupied by the veteran as a home
To qualify for a Certificate of Eligibility you need to meet certain requirements. Click here to learn more directly from the VA.
Dates of Service for Eligibility:
Service during Wartime:
World War II - September 16, 1940 - July 25, 1947
Korean War - June 27, 1950 - January 31, 1955
Vietnam War - August 5, 1964 - May 7, 1975
Service Requirements:
  • At least 90 days active duty - with other than dishonorable discharge
  • Less than 90 days active duty - if discharged for a service-connected disability
Gulf War - August 2, 1990 - to be determined
Service Requirements:
  • 24 months continuous active-duty - with other than dishonorable discharge
  • At least 90 days or completed the full term that he or she was ordered to active duty with other than dishonorable discharge
  • At least 90 days active duty - and discharged for hardship, early out, convenience of the Government, reduction in force, condition interfered with duty or compensable service-connected disability
  • Less than 90 days active duty - if discharged for a service-connected disability
Service during Peacetime:
All - July 26, 1947 - June 26, 1950 and February 1, 1955 - August 4, 1964
Enlisted - May 8, 1975 - September 7, 1980
Officers - May 8, 1975 - October 16, 1981
Service Requirements:
  • At least 181* days continuous active duty - with other than dishonorable discharge
  • Less than 181 days active duty - if discharged for a service-connected disability
For more details about eligibility including spousal exceptions and disabilities, click here.
There are several unique things that make a Veteran's Home Loan different and worth pursuing:

No Down Payment: This may be the most valuable benefit in any subsidized loan program. Conventional and even FHA loans require money down. Even a 3.5 percent down payment on a $200,000 house would equal $7,000.
Relaxed Requirements: Compared to a conventional loan, a VA loan’s credit requirements, which we discussed above, let more applicants through the door.
No PMI: Most loans, including FHA loans, require borrowers to pay private mortgage insurance which protects the lender if you default. With VA backing, a borrower doesn’t need to pay PMI premiums.
Flexible Payback: Unlike most mortgages, a VA loan allows the borrower to pay back the loan in a variety of ways including a graduated structure which has lower payments at the beginning of the term.
Lower Interest Rates: With so many variables we can’t quote reliable interest rates here, but VA loans typically offer rates lower than conventional loans and FHA loans. A lower rate can save you thousands of dollars over the life of a 30-year fixed rate mortgage.
Key Tools:

Housing Price Index (how prices have risen or fallen over the past)
Click Here

We collect certain information from our viewers in order for the site to work correctly. We do not share this information with anyone else including outside marketers, etc.